Fowler Appraisal Service

Fowler Appraisal Service is California state certified and on the FHA Roster of approved residential appraisers.  This means that we are qualified and approved by the FHA to do reports for house loans insured by them. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Fowler Appraisal Service is well-trained on how to work in accordance with the rules and regulations provided.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

If your house loan is FHA certified, that means that it has been secured by the FHA, which is part of the United States Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA. What the FHA does is see to it that the mortgage is paid for in case the borrower doesn't pay their loan. Applicable to all homebuyers, FHA loan programs are built to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Remember that the lending organization working with the the Federal Housing Administration is allowed to choose the appraisal company with which they'll work, different from VA appraisal panel.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are extremely helpful to those buyers with less available cash.